Real Estate
Fixed loan type vs adjustable: higher rate vs uncertainty

A few decades ago, the home buyer could only get the only type of loan: fixed-rate 30-year mortgage. Now the…

Subprime mortgage loan: what to do if your credit is not perfect

“Specialty financing” or “loans for someone with less than perfect credit” are polite terms used to market “subprime” or “non-prime…

Reverse mortgages let you use your house as a piggy-bank?

Reverse mortgages will gain popularity as more baby boomers are approaching retirement. This kind of loan is indeed the opposite…

Do you qualify for a mortgage?

Lending institutions that will decide on your mortgage application will look at a variety of factors, such as your employment…

Mortgage refinancing: are costs worth the savings?

More and more homeowners opt for refinancing at the time of low interest rates. The hassle and expenses associated with…

How to Keep Vacancies to a Minimum

For landlords, preparing for vacancies can be a daunting prospect.  It is only natural to feel concerned, if you have…

Is there a mortgage after bankruptcy?

Sure there is. Even if you made the mistake of shoring up too much debt and were not able to…

Financing and mortgage: broker lending practice

Do you feel like you’re just another number yet? Well, finance is based on numbers, and people who deal with…

Documentation requirements for a mortgage application

Paperwork involved in the mortgage application process is so extensive that you had better start gathering it a long time…

Mortgage frauds: how do they work

Generally, mortgage loans are taken out so as to make some real purchases. Mortgages are very complicated financial instruments. The…

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