Subprime mortgage loan: what to do if your credit is not perfect

“Specialty financing” or “loans for someone with less than perfect credit” are polite terms used to market “subprime” or “non-prime…

Exchange Funds are: definition

Exchange funds allow investors a tax-free means to diversify a low-cost-basis and/or restricted stock position. Exchange funds allow investors to…

What Are Corporate Bonds?

Corporate Bonds (also called corporates) are debt obligations, or IOUs, issued by private and public corporations. They are typically issued…

Reverse mortgages let you use your house as a piggy-bank?

Reverse mortgages will gain popularity as more baby boomers are approaching retirement. This kind of loan is indeed the opposite…

Beating Inflation Possible With Stock Index Funds

One of the best, though little practiced, ways to outrun a mild loss of purchasing power is through stock index…

Understanding Interest-Rate Risks and Yields

Like all bonds, corporates tend to rise in value when interest rates fall, and they fall in value when interest…

Do you qualify for a mortgage?

Lending institutions that will decide on your mortgage application will look at a variety of factors, such as your employment…

Top Basic Facts that you need to know to Invest

Interest Payments Corporate bond interest is usually paid semiannually. Zero-coupon bonds pay no periodic interest. Forms of Issuance Corporate bonds…

The Benefits Of Term Life Insurance

Many people may not realize that an affordable alternative to costly permanent life insurance policies even exists. They hear the…

Types of Fixed Income Securities

There are a few types of Fixed Income Securities. Corporate Bonds Corporate bonds (also called corporates) are debt obligations, or…