Governments Engaged in Digital Diplomacy through Social Media

Digital diplomacy is the new buzz word that governments are following nowadays. Social media unites people globally for any common or serious problem. Their voices are the power and determined only by Likes and Shares provided by them. Let us see the importance of government getting engaged in digital diplomacy…

How to pick a good mutual fund: watch the costs

Mutual funds have suffered a serious blow when the public learned about serious machinations in the industry. The public has heard a number of times that the majority of the funds underperform the average return of the stock market. However, the funds are still there. Moreover, you will probably need…

How to Keep Vacancies to a Minimum

For landlords, preparing for vacancies can be a daunting prospect.  It is only natural to feel concerned, if you have a tenant that seems to be getting a bit wobbly financially, about losing rental income due to an upcoming vacancy.  Preparing for the situation in advance can do a lot…

Is there a mortgage after bankruptcy?

Sure there is. Even if you made the mistake of shoring up too much debt and were not able to cope with it at one point in your life, there are still people willing to make money off you by extending a mortgage loan. This may take some time though….

Closed-end funds are: definition

A “closed-end fund,” legally known as a “closed-end company,” is one of three basic types of investment company. The two other basic types of investment companies are mutual funds (open-end investment companies) and Unit Investments Trusts (UITs). Here are some of the traditional and distinguishing characteristics of closed-end funds: –…

What are mid-caps?

With the stock market growing fast, stock mutual funds continue playing an important role. Mid caps, short for medium capitalization, refer to stocks with a capitalization in between $500 million and $7 billion. To understand properly mid caps, it is important to really distinguish between “small”, “medium” and “large” caps….

Financing and mortgage: broker lending practice

Do you feel like you’re just another number yet? Well, finance is based on numbers, and people who deal with numbers are more often than not left-brain thinkers. These people who deal with numbers think analytically. They are numbers-oriented and they deal with cold, hard facts. The numbers either add…

Documentation requirements for a mortgage application

Paperwork involved in the mortgage application process is so extensive that you had better start gathering it a long time in advance. Full documentation will include: • Federal tax returns from the previous two years. • W-2 forms from the previous two years. • A recent paycheck stub with your…

Stocks: your share of ownership in a company

Stock generally refers to shares of Common Stock or an “equity share” of a corporation. Each share of Common Stock represents a share of ownership in a company. The price of a stock generally represents investor expectations about the future profitability potential or future value of the company, and may…

Basic Terms of Bonds

Maturity One of the key investment features of any bond is its maturity. A bond’s maturity tells you when you should expect to get your principal back and how long you can expect to receive interest payments. (However, some corporates have “call,” or redemption, features that can affect the date…