Mutual funds have suffered a serious blow when the public learned about serious machinations in the industry. The public has heard a number of times that the majority of the funds underperform the average return of the stock market. However,…
For landlords, preparing for vacancies can be a daunting prospect. It is only natural to feel concerned, if you have a tenant that seems to be getting a bit wobbly financially, about losing rental income due to an upcoming vacancy. …
Sure there is. Even if you made the mistake of shoring up too much debt and were not able to cope with it at one point in your life, there are still people willing to make money off you by…
A “closed-end fund,” legally known as a “closed-end company,” is one of three basic types of investment company. The two other basic types of investment companies are mutual funds (open-end investment companies) and Unit Investments Trusts (UITs). Here are some…
With the stock market growing fast, stock mutual funds continue playing an important role. Mid caps, short for medium capitalization, refer to stocks with a capitalization in between $500 million and $7 billion. To understand properly mid caps, it is…
Do you feel like you’re just another number yet? Well, finance is based on numbers, and people who deal with numbers are more often than not left-brain thinkers. These people who deal with numbers think analytically. They are numbers-oriented and…
Paperwork involved in the mortgage application process is so extensive that you had better start gathering it a long time in advance. Full documentation will include: • Federal tax returns from the previous two years. • W-2 forms from the…
Stock generally refers to shares of Common Stock or an “equity share” of a corporation. Each share of Common Stock represents a share of ownership in a company. The price of a stock generally represents investor expectations about the future…
Governments and corporations opt to issue bonds as a means of fundraising. When you purchase a bond, you effectively extend a loan to the issuer, and in return, they commit to repaying you the principal amount of the loan on…
Many investors who want to reap the returns available in the corporate bond market may buy shares in bond mutual funds instead of individual bonds – or in addition to individual bonds. They do so for the same reasons investors…