Insurance

The Benefits Of Term Life Insurance

Many people may not realize that an affordable alternative to costly permanent life insurance policies even exists. They hear the often steep rates that come with a permanent (or whole) life insurance policy, and think they cannot afford life insurance, and may consequently leave their dependents uncovered. But an affordable…

Where should you start with your insurance?

It wasn’t too long ago that most people simply bought whatever insurance was mandated by the government and lenders, or recommended by insurance agents and friends. Sure, diligent Fools have always purchased books and magazines on the topic, but given the pace of ever-present change, it used to be tough…

How To Save Money On Your Auto Insurance

There are many ways to save money on auto insurance. Most people know about the common ways, but many still may not ask their insurance company if they offer these discounts, get them applied to their policies to lower their rates, or think about switching to a company that offers…

How important is having an insurance agent?

Insurance agents may have a less-than-golden reputation as a group, but when you think about it, this stereotype is mostly based on sales practices. Nowadays, with Internet resources at your disposal, you can educate yourself to avoid shady sales practices and select an agent that offers real value. It comes…

How Your Credit Affects Your Insurance

With mortgage rates at record lows, many people are scrambling to get their finances in order so that they can buy a house or refinance their current home loan. Now we all know that our credit histories will affect whether or not we get the loan we need to buy…

Why is insurance such a key part of my overall financial plan?

There are few financial topics more important (and, sadly, more mundane) than insurance. No matter how diligently you build your financial empire, failure to purchase adequate insurance can put you in a desperate hole in a heartbeat. On the other side of the coin, few things will attack your investment…

What are the things you should insure?

How’s your health? Could you afford to lose it? If you become sick or disabled, temporarily or permanently, would you be able to support yourself? For most people, the answer is “no,” yet a large number of people — even some with quality health insurance — are not insured for…