Lending institutions that will decide on your mortgage application will look at a variety of factors, such as your employment record, the number of credit cards you have and your credit record, which is why you should start the process…
Interest Payments Corporate bond interest is usually paid semiannually. Zero-coupon bonds pay no periodic interest. Forms of Issuance Corporate bonds are issued in several forms: Registered Bonds: Some corporate bonds are issued as certificates, with the owner’s name printed on…
Many people may not realize that an affordable alternative to costly permanent life insurance policies even exists. They hear the often steep rates that come with a permanent (or whole) life insurance policy, and think they cannot afford life insurance,…
There are a few types of Fixed Income Securities. Corporate Bonds Corporate bonds (also called corporates) are debt obligations, or IOUs, issued by private and public corporations. They are typically issued in multiples of $1,000 and/or $5,000. Companies use the…
Financial markets provide their participants with the most favourable conditions for purchase/sale of financial instruments they have inside. Their major functions are: guaranteeing liquidity, forming assets prices within establishing proposition and demand and decreasing of operational expenses, incurred by the…
It wasn’t too long ago that most people simply bought whatever insurance was mandated by the government and lenders, or recommended by insurance agents and friends. Sure, diligent Fools have always purchased books and magazines on the topic, but given…
The key point of investing funds is minimizing risks and getting income. To know more, it is important to distinguish between different processes investment comprises. We begin with the simplest terms, yet most likely unknown for the majority of the…
Buy an index fund. Approximately 80% of mutual funds underperform the average return of the stock market. Here’s something else you need to know about mutual funds. We know you probably don’t want to spend hours learning about the intricacies…
Marketing isn’t just for marketers – in fact, every day we get up and leave the house, we’re engaging in some form of marketing. The product and service we’re putting out there however is encapsulated in flesh and bones –…
More and more homeowners opt for refinancing at the time of low interest rates. The hassle and expenses associated with refinancing are justified if: You bought your home at the time of high interest rates. Now they have dropped and…