ETFs (Exchange Traded Funds): pros and cons
Exchange Traded Fund or ETF is a fund that tracks an index, but can be traded like a stock. They are like stocks because they: • trade all day long on the major stock market exchanges (mostly on the AMEX)…
Finanz4u Team
Finanz4u Team is a group of dedicated to the financial topics experts, writers, editors and guest writers.
How important is having an insurance agent?
Insurance agents may have a less-than-golden reputation as a group, but when you think about it, this stereotype is mostly based on sales practices. Nowadays, with Internet resources at your disposal, you can educate yourself to avoid shady sales practices…
What is behind the numerous figures of the quarterly reports
Investors need to get an idea of what is behind the numerous figures of the quarterly reports. It can be hard for an inexperienced investor to understand the point of this obscure paperwork. The first thing to take note of…
Investing in Options
While many investors may believe that options are a product of recent financial innovation, options were, in fact, conceived thousands of years ago. Some market historians trace the origins of options as far back as ancient Greece and the philosopher…
Plan your retirement wisely
Most Americans save for retirement over their professional lives. It pays to think of your future while you are young and active as you need more and more money for a happy life in the old age. There are many…
How Your Credit Affects Your Insurance
With mortgage rates at record lows, many people are scrambling to get their finances in order so that they can buy a house or refinance their current home loan. Now we all know that our credit histories will affect whether…
Why is insurance such a key part of my overall financial plan?
There are few financial topics more important (and, sadly, more mundane) than insurance. No matter how diligently you build your financial empire, failure to purchase adequate insurance can put you in a desperate hole in a heartbeat. On the other…
What are the things you should insure?
How’s your health? Could you afford to lose it? If you become sick or disabled, temporarily or permanently, would you be able to support yourself? For most people, the answer is “no,” yet a large number of people — even…
Governments Engaged in Digital Diplomacy through Social Media
Digital diplomacy is the new buzz word that governments are following nowadays. Social media unites people globally for any common or serious problem. Their voices are the power and determined only by Likes and Shares provided by them. Let us…
How to pick a good mutual fund: watch the costs
Mutual funds have suffered a serious blow when the public learned about serious machinations in the industry. The public has heard a number of times that the majority of the funds underperform the average return of the stock market. However,…