How to invest overseas using single-country funds and ETFs

For that reason alone, financial advisers typically recommend putting 15 percent of a stock portfolio in non-U.S. markets. For most people, a diversified international mutual fund covers the map. Yet if you’re keen on a particular foreign market, consider giving a small portion of your international allocation to a fund…

What are private equity investments

Private equity investments are capital invested in public, but more typically private, companies on a private placement basis and are not available in the public markets. Private equity investments run the gamut of corporate finance strategies, ranging from financing of start-up companies to debt investments in mature companies. Sub-categories that…

ETFs (Exchange Traded Funds): pros and cons

Exchange Traded Fund or ETF is a fund that tracks an index, but can be traded like a stock. They are like stocks because they: • trade all day long on the major stock market exchanges (mostly on the AMEX) • ETFs can be handles like regular stocks, which means…

How important is having an insurance agent?

Insurance agents may have a less-than-golden reputation as a group, but when you think about it, this stereotype is mostly based on sales practices. Nowadays, with Internet resources at your disposal, you can educate yourself to avoid shady sales practices and select an agent that offers real value. It comes…

What is behind the numerous figures of the quarterly reports

Investors need to get an idea of what is behind the numerous figures of the quarterly reports. It can be hard for an inexperienced investor to understand the point of this obscure paperwork. The first thing to take note of here is the company’s profit, i.e. the bottom line of…

Investing in Options

While many investors may believe that options are a product of recent financial innovation, options were, in fact, conceived thousands of years ago. Some market historians trace the origins of options as far back as ancient Greece and the philosopher Thales. In the United States, stock options began trading in…

Plan your retirement wisely

Most Americans save for retirement over their professional lives. It pays to think of your future while you are young and active as you need more and more money for a happy life in the old age. There are many reasons for a young professional to start saving: • The…

How Your Credit Affects Your Insurance

With mortgage rates at record lows, many people are scrambling to get their finances in order so that they can buy a house or refinance their current home loan. Now we all know that our credit histories will affect whether or not we get the loan we need to buy…

Why is insurance such a key part of my overall financial plan?

There are few financial topics more important (and, sadly, more mundane) than insurance. No matter how diligently you build your financial empire, failure to purchase adequate insurance can put you in a desperate hole in a heartbeat. On the other side of the coin, few things will attack your investment…

What are the things you should insure?

How’s your health? Could you afford to lose it? If you become sick or disabled, temporarily or permanently, would you be able to support yourself? For most people, the answer is “no,” yet a large number of people — even some with quality health insurance — are not insured for…