Bond Basics: Different Types Of Bonds

Debenture bonds Most corporate bonds are debentures – that is, unsecured debt obligations backed only by the issuer’s general credit and the capacity of its earnings to repay interest and principal. However, even unsecured bonds usually have the protection of what is known as a negative pledge provision. This requires…

Mortgage frauds: how do they work

Generally, mortgage loans are taken out so as to make some real purchases. Mortgages are very complicated financial instruments. The entire mortgage industry is based upon a large number of mortgage rules and regulations. There are rules for mortgage lenders, mortgage buyers, mortgage refinance and all other aspects of mortgages….

How to Overcome Procrastination and Stop Wasting Your Marketing Time

You know you should start increasing awareness for an upcoming product ASAP, but you keep saying “there’s plenty of time!” You gotta stop wasting your marketing time. Procrastination is a bad habit, but you can overcome it. We’ll offer tips that help you do that! 1. Put Your Tasks in…

Top Reasons of Economic failure

The global economy is referred to the economic status of the world’s countries or even to the global society. Economic status has been fragmented and become stagnant throughout globally. An abrupt fluctuation in global finances has been observed distinctively. Opulence reasons are there for depletion of the world’s economy. US…

Financing Options That You Can Use for Your Business

The issue of financing is a burning topic among entrepreneurs and business owners. With recession being on the rise, business owners too have to look for alternative financing methods for the business. Below are listed some of the methods through which financing can be arranged for your business venture. 1.)…

Influence of cultural differences when entering a new market

Culture can be defined as a way that an individual behaves in the society he belongs to. It includes the kinds of lifestyles, his daily practices, the law that governs him and civic morals. Some elements of culture include languages, nationality, education, occupation, ethic & racial groups, religion, family, sex,…

Development of less developed countries by transnational companies

International Development is the development of greater quality of life for humans. It therefore encompasses foreign aid, governance, healthcare, education, gender equality, disaster preparedness, infrastructure, economics, human rights, environment and issues associated with these. International development seeks to implement long-term solutions to problems by helping developing countries create the necessary…

Types of home equity loans: Fixed-Rate Loan vs. Line of Credit

What types of home equity loans are there? There are two types of home equity loans: • Fixed-Rate (Term or Closed-End Loan) • Line of Credit Both are secured by your property like your original (or first) mortgage, and for this reason are referred to as second mortgages. Home equity…

Global financial centers: New York and London

New York and London are global financial centers, which in practice mean a great impact on these markets, most processes occurring in the global economy. New York – the center of the U.S. capital market. New York retained the title of the leading financial center in the world despite the…

Buying A Home In 8 Easy Steps

Choosing and buying a new home can be overwhelming. Here is how to buy a home in 8 simple steps. 1) Brainstorm and Gather the Facts Whether you are a first time homebuyer or planning on investing in property it is always a good idea to go in with a…