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What types of home equity loans are there? There are two types of home equity loans: • Fixed-Rate (Term or Closed-End Loan) • Line of Credit Both are secured by your property like your original (or first) mortgage, and for this reason are referred to as second mortgages. Home equity…
New York and London are global financial centers, which in practice mean a great impact on these markets, most processes occurring in the global economy. New York – the center of the U.S. capital market. New York retained the title of the leading financial center in the world despite the…
Choosing and buying a new home can be overwhelming. Here is how to buy a home in 8 simple steps. 1) Brainstorm and Gather the Facts Whether you are a first time homebuyer or planning on investing in property it is always a good idea to go in with a…
There are many international organizations functioning all over the world. They differ in their spheres of interest and size however all of them have their influence on international business relations. Trade organizations are voluntary associations between countries, formed with the purpose of liberalizing or opening trade between those countries. The…
Completing a loan application is the first thing you’ll do when you refinance your mortgage. You may also need to provide a variety of documentation to help your mortgage lender approve you to refinance your home loan. The documentation will vary depending on the lender you choose, your loan program,…
Doing business in the 21st century is entirely different than what it was twenty years ago. At that time computers were not a routine part of small business and it was extremely costly to get started in business. If you are thinking of setting up a brick and mortar business,…
Over the past few years there was a big growth in the number of international meetings. Unfortunately, many of the meetings fail to accomplish their objectives. The purposes of these meetings are varied, ranging from exchanging information to rewarding performance and creating opportunities for professional development. Often the meetings are…
There are a few theories of international trade. One of the most famous is the theory of absolute advantage by Adam Smith. It’s main position are: 1) government should not interfere in the foreign trade regime to maintain open markets and free trade, 2) foreign trade stimulates the development of…
When you apply for a mortgage, the lender is required to tell you the interest rate and the annual percentage rate, or APR. But what exactly is the APR? The APR is designed to help you shop for loans by making them more comparable. “It’s the one common denominator by…
The role of international organizations in developing financial sector among the countries over the world is realized in the recent years. In the same direction, the countries have made changes to develop their financial markets. World Bank One of the most known International Financial Organizations is the World Bank. World…